VA loan in Maryland with Ability Mortgage Group

The purpose of a VA Loan in Maryland is to provide long term financing to Veterans in all divisions of the military. National government-certified lenders are allowed to issue V.A loans, with the assurance of the U.S Veterans Administration. Keep in mind that VA Loans require no down payment and are quite easier to qualify for than conventional loans.

VA loan Maryland

VA Loan Maryland with Ability Mortgage Group


VA loan benefits in Maryland

Here are the VA loan benefits in Maryland:

• There’s no prepayment penalty
• Offers the lowest rates
• Mortgage is assumable
• Provides 100% financing in most cases – down payment isn’t a necessity
• Doesn’t require one to have high credit scores
• There is no mortgage insurance

VA loan eligibility in Maryland

We will gladly help you determine whether you are eligible. Generally, a significant number of current and former servicemen qualify.

Here is a list  for VA loan eligibility in Maryland:

  • Reservists
  • National Guard members
  • Qualified surviving spouses
  • Active and retired military members
  • Veterans

 

VA loan lending company in Maryland

Just like us, national companies compete with us in providing VA loans. Also, there are loads of other companies (those with national relationships with the military) that cater to both active and retired military personnel. The problem with most of these national companies is that they have higher rates and fees and have no local presence. In addition to that, they offer poor services.

We DON’T CHARGE ANY FEES for VA Loans and this could help you save more than $1000. And not only that, some of the lenders will let you buy down the rate with huge discount fees (usually thousands of dollars).

Picture this: you move to a new place every three to five years. It’s not advisable then to pay thousands of dollars in discount fees so as to save a few hundred dollars and later sell your home. Chances of getting back such funds are slim.

Contact Ability Mortgage Group  who are one of the top VA loan lending company in Maryland ready to help our great service members.

 

VA loan rates Maryland

We provide a unique approach – we look beyond your short term goals and help you achieve your vision. When you work with a lender like Ability Mortgage Group, you don’t simply become another transnational client, we will have a long term relationship with you. With a majority of the lenders, you probably won’t speak to the same person again and will be unable to communicate outside of business hours.

Typically, clients should speak with the company official after business hours and on weekends because of the nature of the transfer. At Ability Mortgage Group, we will be with you for life! For those who need lower VA loan rates in Maryland, lower fees, agents who offer good advice and exemplary service, then you are safe with us!

Ability Mortgage Group

VA loan credit score in Maryland

The Department of Veterans Affairs is in charge ot the home loan program and review each applications. They do not issue loans, and does not require minimums for VA loan credit score in Maryland. These items are handled by an individual VA lender and all lenders use credit score benchmarks.

 

Maryland VA loan requirements

Usually, we charge NO FEES on VA loan, offer the best rates and provide EXCELLENT service. It’s true that there are tons of companies that offer VA Loans and others that have long term relationships with the military. However, they do not always offer the best rates, so it’s okay to look for better deals elsewhere.

It’s more beneficial to work with a local company that will assign you a consultant who will be available even after normal working hours.

If you want to find out more about Maryland VA loan requirements, please fill the Quick Quote form to the right. Alternatively, you can call us at 410-210-4241. We offer consultations at no cost to you and would be happy to discuss at a time of your choosing! Do not settle for a mediocre company! Our 100+ 5 Star reviews have been published on several sites. Check them out and see what our previous clients had to say about us!

Ability Mortgage Group

 

Contact the Ability Mortgage Group today for all your mortgage needs.

 

Locations we serve

Columbia

Annapolis

 

 

Photos by Alexander Mils